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Clawallex MCP Server

Enables AI agents to make payments and manage subscriptions by converting USDC stablecoin balances into virtual cards for online checkouts. It provides tools for wallet management, card issuance, and secure transaction handling through the Clawallex payment API.

glama
Updated
Mar 26, 2026

@clawallex/mcp-server

MCP Server for the Clawallex payment API. Pay for anything with USDC — Clawallex converts your stablecoin balance into virtual cards that work at any online checkout.

Quick Start

1. Install

npm install -g @clawallex/mcp-server

Or use directly via npx (no install needed).

2. Get API Credentials

Sign up at Clawallex and create an API Key pair (api_key + api_secret).

3. Configure Your AI Client

Choose your client and add the configuration:

Claude Desktop

Add to your claude_desktop_config.json:

{
  "mcpServers": {
    "clawallex": {
      "command": "npx",
      "args": ["@clawallex/mcp-server"],
      "env": {
        "CLAWALLEX_API_KEY": "your_api_key",
        "CLAWALLEX_API_SECRET": "your_api_secret"
      }
    }
  }
}

Claude Code

claude mcp add --scope local clawallex -- npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret

Codex CLI

Add to your ~/.codex/config.toml or .codex/config.toml:

[mcp_servers.clawallex]
command = "npx"
args = [
  "@clawallex/mcp-server",
  "--api-key",
  "your_api_key",
  "--api-secret",
  "your_api_secret",
]

Gemini CLI

Add to your ~/.gemini/settings.json:

{
  "mcpServers": {
    "clawallex": {
      "command": "npx",
      "args": [
        "@clawallex/mcp-server",
        "--api-key", "your_api_key",
        "--api-secret", "your_api_secret"
      ]
    }
  }
}

OpenCode

Add to your opencode.json:

{
  "mcp": {
    "clawallex": {
      "type": "local",
      "command": ["npx", "@clawallex/mcp-server", "--api-key", "your_api_key", "--api-secret", "your_api_secret"],
      "enabled": true
    }
  }
}

4. Initialize Connection

After configuring, tell your AI agent:

"Run clawallex_setup to check the connection"

clawallex_setup verifies your API Key and automatically binds a client_id for data isolation. You only need to do this once.

5. Start Using

One-time payment:

"Pay $50 for OpenAI API credits"

Agent calls clawallex_pay → creates virtual card → get_card_detailsdecrypt_card_data → fills checkout.

Subscription:

"Set up a $100 card for AWS monthly billing"

Agent calls clawallex_subscribe → creates reloadable card → clawallex_refill when balance is low.

6. Smoke Test

Verify everything works:

clawallex_setup     → should show "ready" with bound client_id
get_wallet          → should return wallet balance
list_cards          → should return card list (empty if no cards yet)

Typical Flows

Payment Flow (Mode A — Wallet Balance)

1. clawallex_setup                           → verify connection & bind identity
2. get_wallet                                → check USDC balance
3. clawallex_pay({ amount, description })    → create a one-time virtual card
4. get_card_details({ card_id })             → get encrypted card data
5. decrypt_card_data({ nonce, ciphertext })  → decrypt PAN/CVV for checkout

Subscription Flow

1. clawallex_setup                                          → verify connection
2. get_wallet                                               → check USDC balance
3. clawallex_subscribe({ initial_amount, description })     → create reloadable card
4. get_card_details({ card_id })                            → get card number
5. clawallex_refill({ card_id, amount })                    → top up when needed

Tools

High-Level (Recommended)

ToolDescription
clawallex_setupCheck connection status and bind agent identity
clawallex_payOne-time payment — creates a single-use virtual card
clawallex_subscribeRecurring subscription — creates a reloadable card
clawallex_refillTop up a subscription card balance

Identity & Binding

ToolDescription
whoamiQuery current API Key binding status (read-only)
bootstrapBind a client_id to this API Key

Wallet & Query

ToolDescription
get_walletGet wallet balance and status
get_wallet_recharge_addressesGet on-chain USDC deposit addresses
list_cardsList virtual cards created by this agent
get_card_balanceGet card balance and status
batch_card_balancesCheck balances for multiple cards in one call
update_cardUpdate card risk controls (tx_limit, allowed_mcc, blocked_mcc)
get_card_detailsGet card details including risk controls, cardholder info, and encrypted PAN/CVV
decrypt_card_dataDecrypt PAN/CVV from get_card_details
list_transactionsList card transactions with optional filters

Advanced (x402 On-Chain)

ToolDescription
get_x402_payee_addressGet on-chain receiving address for x402 payments
create_card_orderCreate a card with full control (supports Mode B two-stage)
refill_cardRefill a stream card with x402 or custom idempotency keys

CLI Options

OptionEnv VariableRequiredDefaultDescription
--api-keyCLAWALLEX_API_KEYYesClawallex API Key
--api-secretCLAWALLEX_API_SECRETYesClawallex API Secret (HMAC-SHA256 signing)
--base-urlCLAWALLEX_BASE_URLNohttps://api.clawallex.comAPI base URL
--client-idCLAWALLEX_CLIENT_IDNoauto-generatedAgent identity UUID. See Client ID section.
--transportNostdioTransport mode: stdio, sse, http
--portNo18080HTTP port for sse / http transport

CLI arguments take precedence over environment variables. You can mix both — e.g. set credentials via env vars and override --transport via CLI.

Requirements

  • Node.js >= 22

Client ID

client_id is the agent's stable identity, separate from the API Key. It is sent as X-Client-Id on every /payment/* request.

Key concept: An agent can have multiple API Keys (for rotation/revocation), but the client_id never changes. When switching to a new API Key, keep using the same client_id — the new key auto-binds on first request.

Data isolation:

  • Wallet: user-level, shared — all agents using the same API key see the same wallet balance
  • Cards & Transactions: client_id-scoped — each agent only sees data it created

Binding rules:

  • clawallex_setup automatically calls bootstrap to bind client_id on first use
  • Once bound, the client_id cannot be changed for that API Key (TOFU — Trust On First Use)
  • Losing the client_id = losing access to all cards created under it

Resolution order at startup:

  1. --client-id <value> CLI argument (must be >= 36 characters)
  2. ~/.clawallex-mcp/client_ids.json local file (from a previous run)
  3. Auto-generate UUID v4 and save locally

Recommendation: Always pass --client-id explicitly in production to avoid relying on the local file.

Transport Modes

stdio (default — local agent / Claude Desktop)

npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret

SSE (remote agent, compatible with older MCP clients)

npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret \
  --transport sse \
  --port 18080

Agent connects to: http://localhost:18080/sse

Streamable HTTP (MCP SDK 1.0+ recommended)

npx @clawallex/mcp-server \
  --api-key your_api_key \
  --api-secret your_api_secret \
  --transport http \
  --port 18080

Agent connects to: http://localhost:18080/mcp

Local Development

npm install
npm run build

# List all tools (stdio)
echo '{"jsonrpc":"2.0","id":1,"method":"tools/list","params":{}}' \
  | node dist/index.js \
    --api-key your_api_key \
    --api-secret your_api_secret \
  2>/dev/null

Security

Authentication

Every API request is signed with HMAC-SHA256:

canonical = METHOD + "\n" + PATH + "\n" + TIMESTAMP + "\n" + hex(sha256(body))
X-Signature = base64(hmac_sha256(api_secret, canonical))

Signing is handled automatically by the MCP server.

Card Details Encryption

get_card_details returns encrypted_sensitive_data containing card PAN and CVV. Use decrypt_card_data to decrypt:

  1. Derive key: HKDF-SHA256(ikm=api_secret, info="clawallex/card-sensitive-data/v1", length=32)
  2. Decrypt: AES-256-GCM(key, nonce, ciphertext)
  3. Result: { "pan": "4111...", "cvv": "123" }

Decrypted PAN/CVV must NEVER be displayed to the user — only used for filling checkout forms.

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