ISO20022Oracle

The first MCP server for ISO 20022 stablecoin compliance.

12 tools covering SWIFT MT→MX migration, Digital Token Identifiers (ISO 24165), structured address validation, MiCA cross-checks, and Travel Rule compliance.

npx -y mcp-remote https://mcp.feedoracle.io/iso20022/mcp/

Why this exists

Three deadlines are converging:

Deadline	What	Impact
Nov 2025	SWIFT MT retired	All cross-border payments must use MX (ISO 20022)
Jul 2026	MiCA enforcement	Unauthorized stablecoins blocked in EU
Nov 2026	Structured addresses	Unstructured postal addresses rejected by SWIFT/SEPA/CHAPS

Banks, payment providers, and compliance teams need to verify that stablecoin settlement references, address formats, and authorization status are correct before sending an ISO 20022 message. This MCP automates those checks.

Tools

Tool	What it does
`validate_message`	Validate ISO 20022 XML (pacs.008, camt.053, pain.001) for schema compliance and Nov 2026 address deadline
`check_structured_address`	Check postal address against SWIFT/SEPA structured format requirements
`dti_lookup`	Digital Token Identifier (ISO 24165) for USDC, USDT, EURC, RLUSD, DAI, XRP, XLM, PYUSD
`generate_pacs008`	Generate pacs.008 XML skeleton with optional stablecoin settlement via DTI
`travel_rule_check`	FATF Travel Rule compliance check mapped to ISO 20022 fields
`stablecoin_iso_profile`	Complete ISO 20022 integration profile: DTI, networks, MiCA status, XRPL details
`mica_cross_check`	Can this stablecoin be used in EU ISO 20022 payment flows? PASS/WARN/BLOCK
`sanctions_screen_iso`	Screen originator/beneficiary from ISO 20022 messages against EU/OFAC/UN lists
`message_convert_check`	MT→MX migration status (MT103→pacs.008, MT940→camt.053, etc.)
`swift_deadlines`	All SWIFT/ISO 20022 compliance deadlines with countdown and urgency levels
`message_catalog`	All ISO 20022 message types relevant to stablecoin/crypto payments
`health_check`	Service status

Example: RLUSD settlement via XRPL

{
  "name": "generate_pacs008",
  "arguments": {
    "debtor_name": "Deutsche Bank AG",
    "debtor_bic": "DEUTDEFF",
    "creditor_name": "Santander UK plc",
    "creditor_bic": "ABBYGB2L",
    "amount": "50000.00",
    "currency": "USD",
    "stablecoin": "RLUSD"
  }
}

Returns a complete pacs.008.001.10 XML with:

Settlement method: INGA (Instructed Agent — on-chain)
DTI reference: DTI-RLUSD-RP01
Network: XRPL
Structured addresses (Nov 2026 compliant)

DTI Registry

Token	DTI	Issuer	MiCA Status	Networks
USDC	DTI-4GBB49K10	Circle	✅ AUTHORIZED	Ethereum, Polygon, Solana, Base, +
EURC	DTI-EURC-CF01	Circle	✅ AUTHORIZED	Ethereum, Solana, Base, +
USDT	DTI-X9DT2GCM0	Tether	❌ NOT AUTHORIZED	Ethereum, Tron, Solana, +
RLUSD	DTI-RLUSD-RP01	Ripple	⏳ PENDING	XRPL, Ethereum
DAI	DTI-DAI-MK01	MakerDAO	❓ UNKNOWN	Ethereum, Polygon, +

Connect

Claude Desktop / Cursor / Windsurf:

{
  "mcpServers": {
    "iso20022": {
      "command": "npx",
      "args": ["-y", "mcp-remote", "https://mcp.feedoracle.io/iso20022/mcp/"]
    }
  }
}

Direct HTTP:

curl -X POST https://mcp.feedoracle.io/iso20022/mcp/ \
  -H "Content-Type: application/json" \
  -d '{"jsonrpc":"2.0","id":1,"method":"tools/call","params":{"name":"dti_lookup","arguments":{"symbol":"RLUSD"}}}'

Part of FeedOracle

ISO20022Oracle is part of the FeedOracle compliance evidence infrastructure and the ToolOracle MCP platform (50+ servers, 530+ tools).

Built with the FeedOracle Enterprise Trust Layer — ES256K signing, Evidence Registry, on-chain anchoring.

License

MIT

iso20022oracle