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Lemonade MCP Server

Enables AI assistants to interact with Lemonade's insurance services for renters, homeowners, pet, and car insurance using Playwright browser automation. Users can retrieve quotes, manage existing policies, file claims, and access policy documents through natural language.

glama
Updated
Mar 14, 2026

@striderlabs/mcp-lemonade

An MCP (Model Context Protocol) connector for Lemonade insurance. This package enables AI assistants like Claude to interact with Lemonade's insurance services for renters, homeowners, pet, and car insurance.

What This Package Does

This MCP server provides tools to:

  • Get insurance quotes for renters, homeowners, pet, and car insurance
  • View existing policy details
  • File insurance claims
  • Check claim statuses
  • Update policy coverage
  • Retrieve policy documents
  • Contact Lemonade customer support

The server uses Playwright for browser automation against lemonade.com and communicates via stdio transport following the Model Context Protocol specification.

Requirements

  • Node.js 18 or later
  • Playwright with Chromium browser installed

Installation

npm install @striderlabs/mcp-lemonade
npx playwright install chromium

Or install globally:

npm install -g @striderlabs/mcp-lemonade
npx playwright install chromium

Configuration

Claude Desktop

Add the following to your Claude Desktop configuration file:

macOS: ~/Library/Application Support/Claude/claude_desktop_config.json Windows: %APPDATA%\Claude\claude_desktop_config.json

{
  "mcpServers": {
    "lemonade": {
      "command": "npx",
      "args": ["@striderlabs/mcp-lemonade"]
    }
  }
}

If installed globally:

{
  "mcpServers": {
    "lemonade": {
      "command": "mcp-lemonade"
    }
  }
}

Other MCP Clients

For any MCP-compatible client, configure the server to run:

npx @striderlabs/mcp-lemonade

The server communicates over stdio.

Tools

1. get_quote

Get an insurance quote from Lemonade.

Parameters:

ParameterTypeRequiredDescription
insurance_typestring (enum)YesOne of: renters, homeowners, pet, car
zip_codestringYesZIP code for the insurance location
coverage_amountnumberNoDesired coverage amount in dollars
additional_infoobjectNoAdditional information specific to the insurance type

Example:

Get me a renters insurance quote for ZIP code 10001 with $50,000 coverage

2. view_policy

View details of an existing Lemonade insurance policy.

Parameters:

ParameterTypeRequiredDescription
emailstringYesEmail address associated with the policy
policy_idstringNoThe policy ID to retrieve

Example:

Show me my Lemonade policy details for user@example.com

3. file_claim

File a new insurance claim with Lemonade.

Parameters:

ParameterTypeRequiredDescription
policy_idstringYesThe policy ID for which to file the claim
claim_typestringYesType of claim (e.g., theft, damage, medical)
descriptionstringYesDetailed description of the incident
incident_datestringYesDate of the incident (YYYY-MM-DD format)
estimated_lossnumberNoEstimated loss amount in dollars

Example:

File a theft claim for policy LM-12345, my laptop was stolen on 2024-01-15, estimated loss $1,500

4. check_claim_status

Check the status of an existing Lemonade insurance claim.

Parameters:

ParameterTypeRequiredDescription
claim_idstringYesThe claim ID to check
emailstringYesEmail address associated with the claim

Example:

Check the status of claim CLM-67890 for user@example.com

5. update_coverage

Update coverage on an existing Lemonade insurance policy.

Parameters:

ParameterTypeRequiredDescription
policy_idstringYesThe policy ID to update
coverage_changesobjectYesObject describing the coverage changes
coverage_changes.coverage_amountnumberNoNew coverage amount in dollars
coverage_changes.deductiblenumberNoNew deductible amount in dollars
coverage_changes.add_onsstring[]NoList of add-ons to add or remove

Example:

Update policy LM-12345 to increase coverage to $75,000 and lower deductible to $500

6. get_documents

Retrieve policy documents from Lemonade.

Parameters:

ParameterTypeRequiredDescription
policy_idstringYesThe policy ID to get documents for
emailstringYesEmail address associated with the policy
document_typestring (enum)NoOne of: declarations, contract, id_card, all

Example:

Get the declarations page for policy LM-12345 associated with user@example.com

7. contact_support

Contact Lemonade customer support.

Parameters:

ParameterTypeRequiredDescription
subjectstringYesSubject of the support request
messagestringYesDetailed message for support
emailstringYesEmail address for the response
policy_idstringNoPolicy ID related to the support request
contact_methodstring (enum)NoOne of: chat, email, phone

Example:

Contact Lemonade support about a billing question for policy LM-12345, prefer email contact

Usage Examples

Here are some natural language prompts you can use with Claude after configuring this MCP server:

"Get me a homeowners insurance quote for ZIP 90210"

"What are my Lemonade policy details? My email is john@example.com"

"I need to file a water damage claim for policy LM-98765. The incident happened on 2024-01-20 and estimated damage is $3,000"

"Check the status of my claim CLM-11111, my email is jane@example.com"

"Update my renters insurance policy LM-55555 to add jewelry coverage"

"Download my insurance ID card for policy LM-77777, email is user@example.com"

"I have a question about my premium increase. Contact Lemonade support by phone for policy LM-33333"

Notes on Playwright

This package uses Playwright for browser automation to interact with lemonade.com. You must install the Chromium browser separately:

npx playwright install chromium

The browser runs in headless mode by default. Some operations (viewing policies, filing claims, updating coverage, getting documents) require Lemonade account authentication and will return step-by-step instructions for completing the action in the Lemonade app or website, as automated login is not supported for security reasons.

Development

# Clone and install dependencies
git clone <repo-url>
cd mcp-lemonade
npm install

# Install Playwright browsers
npx playwright install chromium

# Build
npm run build

# Run in development mode
npm run dev

License

MIT - Strider Labs

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