Netfluid Skill

Version: 6.81.0
Author: Netfluid
Website: https://netfluid.io
Documentation: https://doc.netfluid.io
Support: support@netfluid.io

Overview

The Netfluid skill provides AI agents with comprehensive banking and cryptocurrency wallet operations. It enables agents to manage fiat and crypto accounts, perform transfers, create payment bridges, and handle KYC verification — all through a unified MCP (Model Context Protocol) interface.

Key Features

Multi-Currency Support: ZAR, USD, EUR, BWP fiat currencies
Crypto Assets: USDC, USDT, SOL, ETH, AVAX, ALGO, HBAR, FLDS
Cross-Chain Bridges: SEPA, ACH/Wire, blockchain-to-blockchain transfers
Funding Methods: Bank transfer, card deposit, Pay@, PayShap
Withdrawal Options: Bank accounts, OTT mobile (South Africa)
KYC Integration: Full and lite verification workflows

Installation for Agents

Option 1: Direct Installation (nanobot)

# Download and install the skill directly
GET https://api.netfluid.io/skill/download

# The skill files will be installed to your agent's skills directory

Option 2: Manual Installation

# Clone or download the skill files
git clone https://github.com/netfluid-dev/netfluid-skill.git

# Copy to your agent's skills directory
cp -r netfluid-skill /path/to/agent/skills/netfluid

Required Credentials

Credential	Source	Description
`api_key`	Netfluid App → Settings → API Keys	Your personal API key
`session_key`	Netfluid App (one-time use)	One-time session key from the app
`token`	From `/session` endpoint	Session token (15 min TTL)
`wallet_fk`	From `/wallet/accounts_list`	Your wallet ID
`account_fk`	From `/wallet/accounts_list`	Specific account ID

Getting Started

Get API Key: Open Netfluid app → Settings → API Keys → Create new key
Get Session Key: Open Netfluid app → Get session key (single use)
Exchange for Token: Use mcp_netfluid_session with the session key
List Accounts: Use mcp_netfluid_wallet_accounts_list to get account IDs

Available Tools

Session Management

mcp_netfluid_session - Get token from session key
mcp_netfluid_wallet_verify - Keep session alive

Account Operations

mcp_netfluid_wallet_accounts_list - List all accounts
mcp_netfluid_account_info - Get fiat balance
mcp_netfluid_crypto_balance - Get crypto balance
mcp_netfluid_account_send - Send fiat to another Netfluid user

Crypto Operations

mcp_netfluid_crypto_spend - Send crypto to blockchain address
mcp_netfluid_crypto_dex_swap - Swap tokens via DEX
mcp_netfluid_crypto_digitalassets - List supported assets
mcp_netfluid_crypto_optin - Opt-in to new tokens

Funding

mcp_netfluid_fund_banks - Get bank transfer details
mcp_netfluid_fund_card_quote - Quote for card deposit
mcp_netfluid_fund_payat - Generate Pay@ reference
mcp_netfluid_fund_payshap - Get PayShap details

Withdrawals

mcp_netfluid_wallet_rba - Save bank account
mcp_netfluid_withdraw_to_bank - Withdraw to bank
mcp_netfluid_withdraw_ott_providers_list - List OTT providers
mcp_netfluid_withdraw_to_ott - Withdraw to mobile (South Africa)

Bridges

mcp_netfluid_bridge_list - List available bridges
mcp_netfluid_bridge_on_ramp - Create virtual account (SEPA/ACH)
mcp_netfluid_bridge_off_ramp_sepa - Create SEPA off-ramp
mcp_netfluid_bridge_off_ramp_ach_wire - Create ACH/Wire off-ramp
mcp_netfluid_bridge_blockchain - Cross-chain transfer

KYC & Verification

mcp_netfluid_wallet_kyc_check - Check full KYC status
mcp_netfluid_wallet_kyc_check_lite - Check lite KYC status
mcp_netfluid_wallet_kyc_session_create - Create KYC session

Utilities

mcp_netfluid_wallet_mnemonic - Get recovery phrase
mcp_netfluid_wallet_fee - Calculate transaction fee
mcp_netfluid_beneficiaries_list - List saved beneficiaries

Supported Blockchains

Blockchain	Native Token	Explorer
Algorand	ALGO	https://allo.info/
Hedera	HBAR	https://hashscan.io/mainnet/
Ethereum	ETH	https://etherscan.io
Avalanche-C	AVAX	https://snowtrace.io/
Solana	SOL	https://explorer.solana.com/
Fluids Network	FLDS	https://fluids.tryethernal.com/

Supported Currencies

Fiat

ZAR - South African Rand (South Africa)
USD - US Dollar (Global)
EUR - Euro (Europe)
BWP - Botswana Pula (Botswana)

Crypto

USDC - USD Coin (Solana, Ethereum, Avalanche)
USDT - USD Tether (Solana, Ethereum, Avalanche)
SOL - Solana
ETH - Ethereum
AVAX - Avalanche
ALGO - Algorand
HBAR - Hedera
FLDS - Netfluids

Important Rules

⚠️ ALWAYS ask for confirmation before executing any transaction

⚠️ NEVER store wallet IDs, PINs, balances, or financial details in memory

⚠️ NEVER create and redeem a voucher from the same wallet (circular transaction)

⚠️ Always prompt for user's own platform ID when assigning wallet to a channel

Common Workflows

Send ZAR to Another Netfluid User

1. Get destination account address from user
2. Call /account/info to check balance
3. Ask user to confirm amount
4. Call /account/send with account_fk, destination, amount
5. Verify with /account/info (balance should decrease)

Buy Crypto with Fiat

1. Check fiat balance: /account/info(account_fk)
2. Check crypto balance: /crypto/balance(account_fk)
3. Use /account/swap to swap fiat to crypto

Withdraw to Bank

1. Check if RBA exists: /wallet/rba_list
2. If not, create: /wallet/rba
3. Withdraw: /withdraw/to_bank(account_fk, rba_fk, amount)

Error Handling

Error	Meaning	Action
`token invalid`	Session expired	Ask user for new session_key
`insufficient funds`	Account balance low	Check balance, inform user
`invalid address`	Blockchain address wrong	Verify with `/crypto/verify`
`account locked`	Account paused	Contact Netfluid support
`bridge not found`	No bridge for this rail	Check `/bridge/list`

Files

SKILL.md - Full skill documentation
skill-package.json - Skill manifest and metadata
skills.json - MCP tools schema
README.md - This file

Netfluid