PayPls MCP Server

MCP (Model Context Protocol) server that enables AI agents to manage Bitcoin and USDC payments through PayPls.

What is this?

⚠️ Important: This MCP server does NOT enforce spending limits or approval requirements. All limits are configured and enforced by the PayPls backend. Configure your limits in the PayPls Dashboard before giving agents access to real funds.

This server allows AI assistants like Claude to:

• 💰 Check wallet balances (BTC and USDC)
• 📤 Send payments with human approval
• 📥 Generate receive addresses
• 📋 List wallet buckets
• 🔍 Track transaction status

All transactions can be configured to require human approval above certain thresholds, giving you control while enabling AI autonomy for small payments.

Installation

npm install -g @paypls/mcp-server

Or run directly with npx:

npx @paypls/mcp-server

Configuration

1. Get your API token

Sign up at paypls.io and generate an API token in Settings → API Keys.

2. Set environment variables

Create a .env file or set these environment variables:

# Required: Your PayPls API token
PAYPLS_TOKEN=your_token_here

# Optional: API URL (defaults to https://api.paypls.io)
PAYPLS_API_URL=https://api.paypls.io

3. Configure Claude Desktop

Add to your Claude Desktop config file:

macOS: ~/Library/Application Support/Claude/claude_desktop_config.json Windows: %APPDATA%\Claude\claude_desktop_config.json

{
  "mcpServers": {
    "paypls": {
      "command": "npx",
      "args": ["@paypls/mcp-server"],
      "env": {
        "PAYPLS_TOKEN": "your_token_here"
      }
    }
  }
}

Or if installed globally:

{
  "mcpServers": {
    "paypls": {
      "command": "paypls-mcp",
      "env": {
        "PAYPLS_TOKEN": "your_token_here"
      }
    }
  }
}

Available Tools

Example Usage

Once configured, you can ask Claude things like:

• "What's my Bitcoin balance?"
• "Send 10,000 sats to bc1q... for the API subscription"
• "Send $25 USDC to 0x... for the design work"
• "Generate a receive address for Bitcoin"
• "Check the status of transaction abc-123"

Security

• Human approval: Configure auto-approve limits in the PayPls dashboard. Transactions above the limit require explicit approval.
• Justifications: Every send requires a justification that's logged and shown during approval.
• Bucket isolation: Use separate buckets to limit agent access to specific funds.
• Token permissions: API tokens can be scoped to specific actions and buckets.

Handling Approval Flows

When a transaction exceeds auto-approve limits, the API returns:

{
  "status": "pending_approval",
  "transaction_id": "...",
  "message": "Awaiting human approval"
}

Your agent should:

1. Inform the user that approval is needed
2. Optionally poll /agent/tx/:id to check status
3. NOT retry the same transaction (use idempotency keys)

Development

# Clone the repository
git clone https://github.com/paypls/mcp-server.git
cd mcp-server

# Install dependencies
npm install

# Run in development mode
PAYPLS_TOKEN=your_token npm run dev

# Build
npm run build

# Type check
npm run typecheck

Environment Variables

Support

• 📖 Documentation
• 💬 Discord
• 🐛 Issues

License

MIT